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Health insurance for prostitutes in Germany

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The subject Health insurance is a difficult, but very important subject. In Germany health insurance duty is valid for everybody. How a prostitute perform this duty, depends among other things on whether she works as employee or independent. In Germany there are two different systems: the statutory health insurance (GKV) and the private health insurance (PKV). Both serve different personal groups and have partly also other achievement offers. Employeed prostitutes (with employment contract) are statutory insured (GKV) and are registered by the employer with the health insurance company. The contributions to the health insurance are drawn off directly in terms of percentage from the monthly gross salary of the employees. The employer takes the other half of it. Independent prostitutes must look themselves after the health insurance and can choose a legal health insurance scheme freely. The contributions refer to the whole income and must be paid from own pocket, because there is no employer. Private health insurance can be taken by anyperson who is not a mandatory member of the GKV. These includes employees who earn more than 57,600 EUR gross per year (as of 2017) aswell as self-employed and freelancers. Contributions and benefits are agreed individually with the respective health insurance company. Further informations: https://www.bmfsfj.de/blob/117146/4d883253751e3aa63599b78b7944f745/merkblatt-krankenversicherung-de-data.pdf
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